Questions & clarity
Frequently asked questions
Is AI Money Matrix an MLM/matrix scheme or financial/investment advice?
No. AI Money Matrix is a vocational training provider teaching practical skills to manage personal and business finances with AI tools. "Matrix" refers to our structured curriculum module grid — NOT an MLM, pyramid or matrix-cycler scheme. We are not a licensed financial adviser, are not regulated by the Monetary Authority of Singapore (MAS), and do not provide financial or investment advice or guarantee any returns. Our courses cover AI tools, budgeting, cash-flow tracking, expense organisation and financial reporting — education only.
What prerequisites do I need?
No prior AI or finance degree is required. Comfort with spreadsheets and everyday software helps. You should have access to at least one generative AI tool (ChatGPT, Copilot or Claude). Modules progress from foundations upward; Singapore professionals from any sector are welcome provided they understand this is vocational training, not investment advice.
Are courses online or in-person?
Most modules run in-person at our Marina View academy with optional hybrid attendance for some cohorts. Self-paced modules are online with recorded lessons. Weekend intensives and corporate workshops can be arranged on-site at your office subject to availability.
How large are cohorts?
Live cohort courses cap at twelve learners to ensure meaningful feedback on AI workflows and financial record-keeping exercises. Corporate workshops scale differently but maintain facilitator ratios that preserve educational quality.
What are corporate pricing options?
Corporate AI finance training typically ranges from S$3,800 to S$8,500 depending on group size, customisation and duration. Contact us with your team size and objectives for a tailored quote. All corporate engagements remain educational — we do not provide licensed advisory services.
What is your refund policy?
Full refunds are available up to fourteen days before a module start date. Within fourteen days, credit toward a future cohort may be offered. Self-paced purchases refund within seven days if no more than twenty percent of content has been accessed. See terms.php for full details.
How do you handle personal data (PDPA)?
We comply with Singapore's Personal Data Protection Act. Enquiry and enrolment data are used only for course administration and communication you consent to. See privacy.php for retention periods, access rights and PDPC contact information.
What do your courses NOT include?
Our courses do not include financial advice, investment advice, tax advice, accounting services, money management, portfolio management, guaranteed returns, stock or crypto trading instruction, MLM or matrix-scheme participation, robo-advisory services or crypto-custody products. We teach AI-assisted financial management skills only.
What is your AI tool usage policy in class?
Learners use their own AI tool accounts. We demonstrate prompt engineering and AI accuracy checks using sample data — never live credentials or real investment decisions. Facilitators may show ChatGPT, Copilot and Claude interfaces; learners must verify all AI output before applying it to personal or business finances.